Planning Your Estate

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Estate Planning | Planning Your Estate | Wiseradvisor.com
Draconian State Estate Tax Rules Drive Migration

By Justin Stoltzfus March 20, 2014 Even with a lot of advice from financial advisors, and some considerable work on protecting capital gains, some unlucky households can find that unanticipated rules on state tax laws can...
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Estate Planning | Planning Your Estate | Wiseradvisor.com
Estate Planners and New Tax Rules: Changes to Know About in 2014

By James O'Brien. If you meet the threshold for?estate taxes, think of 2014 as a landmark year in your planning. The rules surrounding exemptions and gifts have changed, and the impact could be far-reaching for your family...
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Estate Planning | Planning Your Estate | Wiseradvisor.com
Top Ten Estate Planning Goofs

When beginning to plan for leaving their property to heirs, people are confronted and frightened by the high estate tax rates and rush to utilize sophisticated estate planning techniques to avoid them. Yet, there are some...
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Estate Planning | Planning Your Estate | Wiseradvisor.com
Estate Planning is for Everyone

A popular misconception regarding estate planning is that only the wealthy need to be concerned about the transfer of their assets. In reality, everyone should determine their goals and objectives for the transfer of...
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Estate Planning | Planning Your Estate | Wiseradvisor.com
So You Don't Have An Estate Plan? That Could Be Costly

Just what is an estate plan? A basic estate plan is comprised of a trust, will, durable power of attorney (for management of property and personal affairs), and durable health care power of attorney. Who needs an estate...
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Estate Planning | Planning Your Estate | Wiseradvisor.com
Probate: Things You Should Know

Probate, in its most restrictive sense is the process of "proving" that a decedent's will is valid and that it is the last will that person wrote. Viewed in a broader scope, "probate refers to the entire process of the...
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Estate Planning | Planning Your Estate | Wiseradvisor.com
Important Legal Documents

You may be one of many worried about the financial issues of mental incompetence, obligations of caring for a disabled relative, or providing a residence and care for the physically incapacitated. If you are a principal...
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Estate Planning | Planning Your Estate | Wiseradvisor.com
Divide and Conquer

One of the most powerful of all estate planning tools is also one of the most simple. It's based on the concept of "Dividing and Conquering" the federal estate and income tax. How do you DIVIDE AND CONQUER? Remember the...
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Estate Planning | Planning Your Estate | Wiseradvisor.com
Why Does Estate Planning Matter?

For many clients and their planners, the central goal of estate planning has long been to pass as much wealth, net of taxes, to the next generation as possible. This thinking suggests that protecting assets is the solitary...
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Estate Planning | Planning Your Estate | Wiseradvisor.com
Tips for Estate Planning

There's a good chance that you've heard that federal estate taxes are scheduled to disappear in 2010, yet return in 2011. Many people, however, expect major changes before then. What these changes will be though is anyone's...
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Estate Planning | Planning Your Estate | Wiseradvisor.com
Hedge Funds Cut 2 and 20 Pricing

By Justin Stoltzfus January 7, 2014 Hot news from the finance industry shows that the monolithic fee structures of large hedge funds appear to be cracking. Under pressure from investors, these investment funds are...
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Estate Planning | Planning Your Estate | Wiseradvisor.com
Yours, Mine, and Ours: Estate Planning for Today's Blended Family

In a "traditional" estate plan, each spouse provides for his or her assets (or most of the assets) to pass to the surviving spouse, with the understanding that those assets will go to their children at the surviving spouse's...
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Estate Planning | Planning Your Estate | Wiseradvisor.com
Planning for the Worst

It's the type of topic we'd rather not think about - too reminiscent of our own mortality. No one wants to contemplate the possibility of a spouse's death. And no one wants to talk about how the survivor will sort out the...
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Estate Planning | Planning Your Estate | Wiseradvisor.com
Letter of Instruction

I realize death is not anyone's favorite subject, especially when considering your own! While you are planning for the future of your family and loved ones at the time of your death, consider the documents that will help...
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Estate Planning | Planning Your Estate | Wiseradvisor.com
Does Your Estate Plan Work?

During the past five years, changes in federal estate tax law have meant good news for wealthy Americans. Reductions in tax rates imposed on estates and increases in the threshold at which estates are subject to the estate...
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Estate Planning | Planning Your Estate | Wiseradvisor.com
Estate Planning ? A Gift for Your Heirs

With the holidays, generosity blooms. Despite the commercial din, we take joy in giving gifts, and our hearts and minds become attuned to those we love. It is also a season for reflection on the past and the future and...
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Estate Planning | Planning Your Estate | Wiseradvisor.com
Putting Your Final Affairs in Order

In the event of your death, have you considered the choices that must be made concerning your final affairs? How can you ensure that these decisions will be consistent with your wishes? Did you know, that if die without...
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Estate Planning | Planning Your Estate | Wiseradvisor.com
Getting More Out of Your Retirement Assets

For years, you?ve been investing in an IRA or employer-sponsored retirement plan, and, thanks to the benefits of tax-deferred growth, you now have a considerable nest egg ? enough to enjoy a comfortable retirement and pass...
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Estate Planning | Planning Your Estate | Wiseradvisor.com
Assets in Joint Ownership: Could This be a Problem?

Probate is the legal process of wrapping up a person's affairs, paying their bills, and distributing their assets. And it is not uncommon for this to take several months to go through the court system. The expenses involved...
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Estate Planning | Planning Your Estate | Wiseradvisor.com
Estate Planning

As it has often been said, two things in life are certain: death and taxes. Estate planning is the art of ensuring that one doesn't cause the other. You may already know that some estates, those with a total value of...
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Estate Planning | Planning Your Estate | Wiseradvisor.com
Consider an Estate-Planning "Checklist"

If you have got some years to go until retirement, you may think it's too early to think about estate planning. But no one can foretell the future ? so it pays to be prepared. Of course, estate planning consists of many...
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Estate Planning | Planning Your Estate | Wiseradvisor.com
Where to Keep Estate Documents and for How Long?

There's never a shortage of documents, especially in the financial world. Here's a list of what to keep, where and for how long. Item Where How Long Adoption Papers Safety Deposit...
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Estate Planning | Planning Your Estate | Wiseradvisor.com
Tips to Consider for Your Estate Plan

Current tax laws have made estate planning more complicated. The estate tax is scheduled to phase out gradually until 2009, be repealed in 2010, and then reinstated in 2011 based on 2001 tax laws. That assumes there will be...
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Estate Planning | Planning Your Estate | Wiseradvisor.com
Dealing with Asset Basis

Deciding whether you should give a significant asset to an heir during your life or after your death has typically involved weighing potential estate tax costs against capital gains taxes that would be due when the asset is...
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Estate Planning | Planning Your Estate | Wiseradvisor.com
Estate Planning for Combined Families

The most common estate plan is to leave everything to your spouse, who then leaves everything to your children after his/her death. However, if this is other than a first marriage, you and your spouse may also have children...
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Estate Planning | Planning Your Estate | Wiseradvisor.com
Estate Planning for Retirement Accounts

For many people, retirement accounts, including 401(k) plans and individual retirement accounts (IRAs), are their most significant assets. While you may think you'll need every bit of money in those accounts for your...
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Estate Planning | Planning Your Estate | Wiseradvisor.com
Getting Organized for Heirs

Even if you have a formal estate plan, organizing your personal paperwork and informing heirs of basic decisions will make it easier for heirs to handle your estate after your death. Without an organized approach, your...
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