Saving Fundamentals

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Personal Finance | Behavorial Finance | Saving Fundamentals | Wiseradvisor.com
Save Money Without Changing Your Lifestyle

We're all only too aware how difficult it can be to live a normal lifestyle without incurring a mountain of debt these days. Sadly current world economic trends show this isn't likely to change in the short term but in the...
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Personal Finance | Behavorial Finance | Saving Fundamentals | Wiseradvisor.com
Why You Should Avoid Black Friday Sales

When money is tight, every dollar counts. As tempting as it may be, remember that Black Friday shopping doesn't really mean savings, it just means that you've spent money that could have otherwise earned you more. By Paula...
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Personal Finance | Behavorial Finance | Saving Fundamentals | Wiseradvisor.com
Why I'll teach my kids how to manage their money

I came across this article titled How to Teach Your Kids Money Management and I thought about how important it is to teach children about their finances early. Personally, I cared about saving money at a younger age and it...
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Personal Finance | Behavorial Finance | Saving Fundamentals | Wiseradvisor.com
New vs Used Cars - Pros and Cons

New cars can be a real source of joy and pride, and that new car smell can be irresistable. But is buying a new car the smartest thing you can do with your hard-earned dollars? Buying a new car comes with many hidden costs....
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Personal Finance | Behavorial Finance | Saving Fundamentals | Wiseradvisor.com
Tips for Keeping Your Monthly Food Bills within Budget

The prices of food products are on a continuous rise. According to recent studies, families of four can have an approximate monthly charge of $1,200 on food bills alone! However, whether you are feeding a family or just...
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Personal Finance | Behavorial Finance | Saving Fundamentals | Wiseradvisor.com
Unconventional Saving Methods That Work

Saving money can be hard and many people - around three quarters of Americans - don't have a rainy day fund. But it doesn't have to be that way. How you save money is up to you  no one can judge you on how quirky the...
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Personal Finance | Behavorial Finance | Saving Fundamentals | Wiseradvisor.com
Here's How You Can Save Money on Your Next Vacation

Everyone loves to travel, but hotel costs can put a big dent in your wallet. It doesn't have to be that way. If you're equipped with the right tools and knowledge, you can save yourself a few bucks on hotel bookings and get...
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Personal Finance | Behavorial Finance | Saving Fundamentals | Wiseradvisor.com
Tips for Taking Advantage of Employer Savings Plans

By Paula Pant. Trying to save more, but not sure how? Employer savings plans are a great way to add to your retirement fund or savings goals. If your employer offers one and you're not taking advantage of it, you should be...
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Personal Finance | Behavorial Finance | Saving Fundamentals | Wiseradvisor.com
Everyday Ways College Students Can Save

By Paula Pant. Let's be real: Even if you can snag some great scholarships, college can be astonishingly expensive. Between books, coffee to fuel those late-night study sessions and the occasional pizza with your roomies,...
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Personal Finance | Behavorial Finance | Saving Fundamentals | Wiseradvisor.com
Enjoying a Staycation? 15 Tips to Keep It Frugal and Fun

By Paula Pant. Who says you need to go to a fancy resort to have a great vacation? Staycations are as popular as ever, with many people opting to enjoy their time off at home and skip the hassle (and cost) of a...
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Personal Finance | Behavorial Finance | Saving Fundamentals | Wiseradvisor.com
Are You Saving Enough?

The national savings rate has been steadily declining since 1944, when it peaked at 26.1 percent. In the late 1990's, when the market was at an all-time high, the rate was down to 2.4 percent. Currently the rate...
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Personal Finance | Behavorial Finance | Saving Fundamentals | Wiseradvisor.com
Dollars and Sense

Dollars and SenseDollars and SenseDollars and SenseDollars and SenseDollars and SenseDollars and SenseDollars and SenseDollars and SenseDollars and SenseDollars and SenseDollars and SenseDollars and SenseDollars and Sense...
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Personal Finance | Behavorial Finance | Saving Fundamentals | Wiseradvisor.com
Tailor Finances To Fit Your Stage In Life

The media offers a lot of advice on picking the best stocks, but not enough is written about selecting the best strategies based on your age and stage in life. In her book How Much Is Enough? Balancing Today's Needs...
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Personal Finance | Behavorial Finance | Saving Fundamentals | Wiseradvisor.com
Increase Your Wealth: Why Is Budgeting Important? Why Do I Need One?

Setting up a budget may be one of the few ways you can seize control of your finances before allowing matters to drift towards disaster. Disaster can take many forms, such as: Not being able to take advantage when...
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Personal Finance | Behavorial Finance | Saving Fundamentals | Wiseradvisor.com
10 Ways to Save Money on Gasoline

Walking, Biking or the bus isn't an option for most of us who don't live and work in the city. The thriving metropolis of Harwinton doesn't offer subways. Inflation isn't something people have paid much attention to in the...
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Personal Finance | Behavorial Finance | Saving Fundamentals | Wiseradvisor.com
Money Saving Ideas

Here is a compilation of several simple ideas to save money each month: Shop off season, buy Christmas decorations in early January or Late December. Buy a Generator in August. Wait 30-90 days for a large purchase. If...
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Personal Finance | Behavorial Finance | Saving Fundamentals | Wiseradvisor.com
Focus on the Fundamentals

When faced with all the decisions that need to be made to ensure you select the proper investments to meet your long-term financial goals, it's easy to become overwhelmed. How do you choose an optimal combination of...
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Personal Finance | Behavorial Finance | Saving Fundamentals | Wiseradvisor.com
Is Saving 10% Enough?

A common rule of thumb when planning for retirement is to save 10% of your gross income during your working years. Since this rule of thumb has been around for a long time, it is logical to question whether it is still an...
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Personal Finance | Behavorial Finance | Saving Fundamentals | Wiseradvisor.com
Setting Financial Goals

Properly designed, your financial goals should provide the motivation you need to control your spending. Often, individuals develop vague goals such as paying for a child's college education, getting out of debt, or retiring...
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Personal Finance | Behavorial Finance | Saving Fundamentals | Wiseradvisor.com
The 10% Solution

Million-Dollar Investment on a Shoe-String Ninety percent of the families in America are still living paycheck-to-paycheck, always finding too much month left over at the end of the money. Living paycheck-to-paycheck is a...
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Personal Finance | Behavorial Finance | Saving Fundamentals | Wiseradvisor.com
What Happened to Personal Saving?

For years, we have heard that our personal savings rate is dismally low. However, that knowledge has not led to an increase in savings. Instead, personal savings as a percentage of disposable income has continued to hover at...
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Personal Finance | Behavorial Finance | Saving Fundamentals | Wiseradvisor.com
Increase Your Wealth With Certainty

Which do you find more fun, spending or saving? If you answered saving, I'd be very surprised! Most people, me included, love to buy things. I'm not saying that most people don't desire savings. Many, in fact, do! ...
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Personal Finance | Behavorial Finance | Saving Fundamentals | Wiseradvisor.com
0.37% for you, 18% for them

This is the attitude that banks in America have. If you would like to keep your hard earned savings on deposit with them, they will gladly pay you .37% interest (maybe a bit more if you have a benevolent bank). If you would...
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