As an independent RIA, Calibration Financial is focused on providing families and their businesses with an objective approach to their financial wellness, regardless of asset levels or stage of life. Specializing in financial planning, I believe you need to understand where you've been and where you're at today before you attempt to implement solutions for your personal and financial goals.
Along with providing tools such as your own personalized financial portal and values aligned investment models, my approach is to provide education and resources to support you in achieving your goals.
|Firm Start Year:||2019|
|Number of Years with Current Firm:||1|
|I work with the following types of clients:||Individual Investors, Businesses|
|Advisory Services Provided:||Financial Planning for Individuals, Wealth Management, Financial Planning for Businesses|
|Investment Types:||Mutual Funds, Stocks, Exchange Traded Funds (ETFs), Socially Responsible Investments (SRI)|
|I can meet clients in the following ways:||At my office, Via Phone, Video Conference, At your home, At your office|
|Registered Investment Advisor:||Yes|
|Investment Advisor Representative:||Yes|
|I am an acknowledged fiduciary:||Yes|
|Compliance Disclosures in Last 5 years:||I have a clean record|
|Criminal Disclosures in Last 5 years:||I have a clean record|
Compensation and Fees
|Fee Structure:||Fee Only|
|Minimum Portfolio Size for New Managed Accounts:||$0|
|Compensation Methods:||Flat Fee, Hourly, Based on Assets|
|Additional Details on Charges:||I offer multiple fee structures, depending on the services you need. Current fee information is available on my website at: https://www.calibrationfinancial.com/services/summary-of-fees/|
|Minimum Fee Charged for Managed Accounts:||$0|
|Minimum Fee Charged for Hourly Planning Accounts:||$115/hour|
|Organization:||Global Connection International Lafayette, CO|
|Position :||President's Council|
|Duration :||12/2016-Currently holding|
|Organization:||Milaca Parks Commission Milaca, MN|
|Position :||Parks Board|
|Duration :||05/2019-Currently holding|
|Organization:||Milaca Area Chamber of Commerce Milaca, MN|
|Duration :||02/2020-Currently holding|
|Bachelor of Science - Business||
Colorado Christian University - Lakewood, Colorado
Calibration Financial, LLC (DBA Calibration Financial) is a registered investment advisor (RIA).
I enjoy the opportunity to educate my clients about their financial picture from an objective perspective and provide an accountability partner to support them in establishing their goals and implementing solutions. Ongoing education is important to me too, which is why I have achieved the Accredited Wealth Management Advisor designation from the College for Financial Planning and am currently completing courses for my next designation.
Financial Planning for Businesses
Regardless of the stage your business is in, you have a lot to consider when it comes to planning for your company. There is the future operations of the business (business succession planning and business overhead insurance), employee benefits (retirement plans such as SEP's, SIMPLE's, and 401(k)'s and health benefit options like HSA's and QSEHRA's), and of course, equity compensation options (such as stock options). Those are just a few of the ideas that are available when it comes to planning how to successfully grow your business and keep the cash flow moving.
Financial Planning for Individuals
Financial plans are for everyone. Regardless of your present phase, organization and accountability provided by a plan will support you working towards your goals. Lifestyle plans provide everything from data on retirement cash flow, disability income needs, college savings, or even building your first budget.
Investment Advice & Management
There are numerous investment methodologies implemented today. My job is to help you understand what options fit your needs and implement a portfolio that aligns with your values.
|Central Minnesota||North Twin-Cities Metro|
|Clear Lake||Saint Francis|