wiseradvisor

PHILIP CAPELL, CFP®, JD, MS in Tax
Piermont Wealth Management Inc.

Tel: (631) 454-1585
48 South Service Road
Suite 102
Melville, NY 11747

Retirement & Investment Solutions - Commission free

Piermont Wealth Management Inc. | Financial Advisor in Melville ,NY


About Piermont Wealth Management Inc.

PIERMONT prides itself on helping investors plan for RETIREMENT; or if already retired, then on maximizing their RETIREMENT income and investment returns. Our team of experienced financial professionals focuses on providing RETIREMENT SOLUTIONS to Pre-retirees and Retirees. As an independent, non-commissioned/fee-only firm, we offer a FREE CONSULTATION so that we can understand your needs & objectives. Once we establish your financial plan, our investment team is able to manage your portfolio. We use an asset allocation investment strategy so as to maximize returns in light of your risk tolerance. We are confident we can help you achieve your financial goals and look forward to hearing from you.


General Information

Firm Start Year:   2000
No.of Employees:   5-9
Insurance License#:   n/a
Name of Custodial Firm:   Charles Schwab / TD Ameritrade
States Licensed in:   CFP (certified financial planner) JD (law degree) MS in Taxation
Number of Years with Current Firm:   14
Work Experience:   After practicing as a Tax Attorney (partner) for several years, I started Piermont in 2000 as a Fee-only (non-commissioned based) Wealth Management firms in New York.
I work with the following types of clients:   Individual Investors


Services

Investment Types:   Exchange Traded Funds (ETFs) , Stocks , Mutual Funds , Bonds
I can meet clients in the following ways:   Via email , At my office , Via phone , At your office , At your home


Qualifications & Memberships

Financial Organization Memberships:   National Association of Personal Financial Advisors (NAPFA) , Financial Planning Association (FPA)
Non-Financial Organization Memberships:   Nassau Bar Association


Firm Information

Firm's Number of Clients:   100+
Firm's Number of Planning Clients:   100+
Firm's Number of Managed Clients:   100+
Assets Managed by Firm:   $100M-$200M
Advisor's Number of Clients:   100+
Advisor's Number of Managed Clients:   100+
Advisor's Number of Planning Clients:   100+
Assets Managed by Advisor:   $100M-$200M


Compliance

Registered Investment Advisor:   Yes
Registered Representative:   Yes
Investment Advisor Representative:   Yes
Compliance Disclosures in Last 5 years:   I have a clean record
Criminal Disclosures in Last 5 years:   I have a clean record


Compensation and Fees

Fee Structure:   I am a fee-only financial professional
Minimum Portfolio Size for New Managed Accounts:   $500,000
Compensation Methods:   Based on Assets
Fee % Based on Assets:   .85%
Additional Details on Charges:   Piermont typically does not charge additional fees for financial planning services. Such services are part of wealth management and are needed to properly serve our clients. Our annual average fee is approx. .85% of the value of the assets we manage for our clients.

Education

BS degree  Cornell University - Ithaca, New York
-



Faqs

  • What are your qualifications? What is your education background? I am a certified financial planner and tax/estate planning attorney. I have a Bachelor's degree from Cornell University, a Law degree from American University and a Masters in taxation from Pace University.
  • What is your approach to financial planning? Your financial needs and goals dictate the financial planning process. Typically, we gather your financial information, tax status, family make-up and create a financial plan that is particular to you. Then, we build and asset allocation and investment strategy that meets with your risk tolerance and financial plans. We use a comprehensive approach to ensure that you are financially protected.
  • What services do you offer? Our wealth management services include investment management, retirement planning, cash flow management, estate planning, income tax planning and risk management.
  • How many clients do you currently manage? We work with over 100 families.
  • Will you be the only person working with me? We use a team approach for each client; however, you will meet with me and I will be the primary person handling your accounts.
see more

Disclosures

At certain places on this Piermont Wealth Management Inc. Internet site, live 'links' to other Internet addresses can be accessed. Such external Internet addresses contain information created, published, maintained, or otherwise posted by institutions or organizations independent of Piermont Wealth Management Inc. Piermont Wealth Management Inc. does not endorse, approve, certify, or control these external Internet addresses and does not guarantee or assume responsibility for the accuracy completeness, efficacy, timeliness, or correct sequencing of information located at such addresses. Use of any information obtained from such addresses is voluntary, and reliance on it should only be undertaken after an independent review of its accuracy, completeness, efficacy, and timeliness. Reference therein to any specific commercial product, process, or service by trade name, trademark, service mark, manufacturer, or otherwise does not constitute or imply endorsement, recommendation, or favoring by Piermont Wealth Management Inc.


Disclaimer

see www.piermontwealth.com

PHILIP CAPELL, CFP®, JD, MS in Tax

PHILIP CAPELL, CFP®, JD, MS in Tax

CERTIFIED FINANCIAL PLANNER™ Certificant, Attorney

Mr. Capell, CEO of Piermont, has been educating and assisting individuals and families with retirement, financial, & estate planning for over 20 years. He focuses on each client’s financial needs, be it capital preservation or growth, income at retirement, and/or tax planning. Upon constructing a financial plan, Mr. Capell builds a portfolio asset allocation suitable to his client’s objectives and risk tolerance. Philip is married with two sons and a daughter residing on Long Island. He is a multi-marathon finisher and an Ironman triathlon finisher.

Education:
College: Cornell University, Ithaca, New York, B.S. 1987.
Law School: Washington School of Law, American University, Washington D.C., J.D. 1990.
Graduate School: Pace University, New York, New York, M.S. in Taxation 1998.

Memberships, Organizations & Offices:
National Association of Personal Financial Advisors-accepted Member of the Nation's premier Fee-only Financial Planning organization.
Financial Planning Association - member.

Community, Articles & Pro Bono Activities:
Monthly Guest speaker on Hofstra University's Bottom Line Benefit Talk show (WRHU 88.7 FM)
Past Lecturer for Charles Schwab, Merrill Lynch, HSBC, MorganStanley (f/k/a Salomon SmithBarney), HSBC (f/k/a Republic National Bank), GreenPoint Bank, Mutual of New York Insurance, New York Life Insurance, MetLife Insurance, American Cancer Society, the New York State Society of CPAs, the New York State Bar Association, and the Nassau County Bar Association.

see more

My Services

Financial Advice & Consulting

Whether you are retired, about to retire, or are still saving for that chapter of your life, we, Piermont Wealth Management, can help you create and implement the right investment strategy. Our financial planning services include retirement planning, investment management, and financial planning. To best identify and understand your goals and objectives, we utilize a five-step process, which includes: 1. Consultation 2. Discovery 3. Strategy 4. Implementation 5. Review This process enables us to create a financial plan that works best for you. Even once your financial plan has been created and initiated, we will meet with you periodically to discuss any possible adjustments to your plan and confirm that your goals are being satisfied. At Piermont Wealth Management, we strongly believe that independent, fee-only advice yields the best financial solutions. It comes from our long-standing philosophy of providing ethical, conflict-free service and placing our clients' needs first. This is why we do not receive a sales commission for our services or try selling a financial product to our clients. As a fiduciary on our clients' accounts, we are completely independent, objective, and commission-free, and are registered as such with the U.S. Securities and Exchange Commission. As our client, you deserve reliable and trustworthy financial planning services and conflict-free advice.


Financial Planning for Individuals

Whether you are retired, about to retire, or are still saving for that chapter of your life, we, Piermont Wealth Management, can help you create and implement the right investment strategy. Our financial planning services include retirement planning, investment management, and financial planning. To best identify and understand your goals and objectives, we utilize a five-step process, which includes: 1. Consultation 2. Discovery 3. Strategy 4. Implementation 5. Review This process enables us to create a financial plan that works best for you. Even once your financial plan has been created and initiated, we will meet with you periodically to discuss any possible adjustments to your plan and confirm that your goals are being satisfied. At Piermont Wealth Management, we strongly believe that independent, fee-only advice yields the best financial solutions. It comes from our long-standing philosophy of providing ethical, conflict-free service and placing our clients' needs first. This is why we do not receive a sales commission for our services or try selling a financial product to our clients. As a fiduciary on our clients' accounts, we are completely independent, objective, and commission-free, and are registered as such with the U.S. Securities and Exchange Commission. As our client, you deserve reliable and trustworthy financial planning services and conflict-free advice.


Financial Planning for Businesses

Whether you are retired, about to retire, or are still saving for that chapter of your life, we, Piermont Wealth Management, can help you create and implement the right investment strategy. Our financial planning services include retirement planning, investment management, and financial planning. To best identify and understand your goals and objectives, we utilize a five-step process, which includes: 1. Consultation 2. Discovery 3. Strategy 4. Implementation 5. Review This process enables us to create a financial plan that works best for you. Even once your financial plan has been created and initiated, we will meet with you periodically to discuss any possible adjustments to your plan and confirm that your goals are being satisfied. At Piermont Wealth Management, we strongly believe that independent, fee-only advice yields the best financial solutions. It comes from our long-standing philosophy of providing ethical, conflict-free service and placing our clients' needs first. This is why we do not receive a sales commission for our services or try selling a financial product to our clients. As a fiduciary on our clients' accounts, we are completely independent, objective, and commission-free, and are registered as such with the U.S. Securities and Exchange Commission. As our client, you deserve reliable and trustworthy financial planning services and conflict-free advice.


Office Hours

wiseradvisor-balck-li-img Mon. 9:00 AM - 5:00 PM
wiseradvisor-balck-li-img Tue. 9:00 AM - 5:00 PM
wiseradvisor-balck-li-img Wed. 9:00 AM - 5:00 PM
wiseradvisor-balck-li-img Thu. 9:00 AM - 5:00 PM
wiseradvisor-balck-li-img Fri. 9:00 AM - 5:00 PM

Communities Served

All 50 states as well as countries overseas.

Social Networks

tweeter facebook linkedin google plus