WHY USE PERSONAL CAPITAL
Free Financial Tools
Get a 360-degree view of your money and see all your accounts in one place, including your investments. And go deeper with our planning and analytics tools.
The tools are yours with no obligation. Setting up your dashboard will make your discussion with an Advisor -- whether ours or a competitor's -- more productive.
Our team of licensed fiduciary advisors understands that every investor is unique. With the dynamic tools used by both you and your advisor we are able to identify and alert you to opportunities so you can act on them.
Customization begins by learning about your entire financial situation and goals. From there, we'll determine how much growth you need to reach those goals. Once we're clear on every facet of your financial life, we design a portfolio that reflects your risk and return profile.
Identify Hidden Fees
You could be losing hundreds of thousands of dollars in hidden fees in your mutual fund, investing, and retirement accounts. Discover any hidden investment fees you weren't aware of.
Invest in a Sustainable Future
Our Socially Responsible Personal Strategy (SRI) is a way for you to support and invest in companies more proactively managing environmental, social, and corporate governance related issues, also known as ESG.
We charge one all-inclusive management fee at a fraction of the cost of traditional financial institutions. There are no hidden fees, no trailing fees and no trade commissions.
Personal Capital is owned by Empower Retirement, the second largest retirement services company in the US, with $709 billion in assets and 9.4 million participants as of 9/30/2020
Personal Capital provides a unique combination of personalized human advice and free, innovative technology. We have local presences nationwide and fully remote capabilities with clients in all 50 states and $15bn in assets as of 11/30/2020. Join the 2.7 million people who track over $980bn with our free tools, including our Retirement Planner, Investment Checkup™, and Fee Analyzer™.
Personal Capital Advisors Corporation ("PCAC") compensates WiserAdvisor ("Company") for new leads. ("Company") is not an investment client of PCAC.
Only Personal Capital Offers These Powerful Tools.
Register for our free financial dashboard, used by over 2.7 million people to help them track over $980 billion (10/31/20). Our free tools give you a complete picture of your financial life, and are yours to keep whether you decide to work with us or not.
See if your retirement savings are on track to retire by your target date and calculate your projected monthly income.Learn More >
We'll help you estimate and plan how much you should be saving today to cover education costs down the road.Learn More >
See how well your investments are performing, and how they could do even better, with the Investment Checkup™ tool. Compare your current portfolio allocation to the ideal target allocation designed to minimize risk and maximize returns to meet your financial goals.Learn More >
See if you're losing money through hidden fees in your mutual fund, investing, and retirement accounts.Learn More >
|Firm Start Year:||2009|
|Name of Broker/Dealer:||Pershing|
|Number of Years with Current Firm:||11|
|Advisory Services Provided:||Wealth Management, Portfolio Management|
|Investment Types:||Socially Responsbile Investing (SRI), Environmental, Social and Governance (ESG), Retirement Planning, Estate Planning, Tax Efficient Investing|
|Can meet clients in the following ways:||Video Conference, Our Offices, Via Phone|
|Firm's Number of Planning Clients:||25,000|
|Assets Managed by Firm:||$15,000,000,000|
Compensation and Fees
|Minimum Portfolio Size for New Managed Accounts:||$100,000|
Whether you're planning for retirement or looking for ways to invest we offer dedicated registered financial advisors, along with free tools, to help you build a personalized portfolio. Our personalized approach includes Tax Optimization, our proprietary Smart Weighting™ strategy, and Dynamic Portfolio Allocation. We also offer Socially Responsible Investing options at no additional cost.
We don't believe in a one size fits all portfolio. Our approach is tailored to you and your goals. Together, we'll create a plan that's based on your preferences, and what stage you are in your life.
How many clients do you currently manage?
We have one simple fee based structure on a percentage of assets managed. Wealth management, trade costs and custody are included - you do not pay trade commissions. We bill monthly, in arrears, and routinely help clients with financial planning and 401(k) allocations at no charge. Our fee schedule is as follows: First $1 million: 0.89%; For clients who invest $1 million or more: First $3 million: 0.79% Next $2 million: 0.69% Next $5 million: 0.59% Over $10 million: 0.49%
Registered Investment Advisor:
|Mon.||9:00 AM - 5:00 PM|
|Tue.||9:00 AM - 5:00 PM|
|Wed.||9:00 AM - 5:00 PM|
|Thu.||9:00 AM - 5:00 PM|
|Fri.||9:00 AM - 5:00 PM|