Do you have a customer satisfaction or refund policy?
Absolutely! Refund will be issued for the last quarterly billing cycle if a client feels they aren't receiving the value for fee being charged. Charles Schwab also provides a 100% guarantee for any unauthorized activity in your account.
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Why should I choose you as my financial advisor?
1. Fiduciary. No conflicts of interest. Full Disclosure. Legally obligated to put client interest ahead of mine. Peace of Mind. Highest Ethical Standard in the Industry.
Fiduciary duties include the duties of care, confidentiality, loyalty, obedience, and accounting.
2. Fee-Based. No Hidden Fees. No Commissions. Complete transparency. No conflicts of
interest to sell a certain product line or company offering. Liquidity without a cost. Buy and sell investments as needed. If you require money for any reason at all, there is no commission payable for selling or rebalancing your investments.
3. Experienced. I have spent two decades in Wealth Management and Commercial Real Estate. When working for Merrill Lynch, I was part of a team that successfully managed a fund possessing more than $1 billion in assets.
4. Qualifications. I am a fully licensed Registered Investment Advisor (RIA)
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What are your qualifications? What is your education background?
11 Years Perfect Regulatory Record. Registered Investment Advisor CRD# 5819978 Licensed Series 7 - General Securities Representative Licensed Series 63 - Uniform Securities Agent State Law Licensed Series 65 - Uniform Investment Adviser Law California Real Estate License. College for Financial Planning: Chartered Retirement Planning Counselor , CRPC Designation. 2016 - 2020 Morgan Stanley Wealth Management: Senior Financial Advisor, Vice President 2011 - 2016 Merrill Lynch/Bank of America: Senior Financial Advisor, Vice President Wealth Management 2008 - 2009 Wells Fargo Advisors: Asset Management
Managed over a billion dollars in assets with his team at Merrill Lynch. He was an Academic All American (GOLF) while graduating Southeast Missouri Sate and successful completed Executive Education in Investment Strategies and Macroeconomics from Colombia Business School in 2022.
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How do you charge for your services?
A percentage is billed Quarterly of the current assets under management balance.
Assets Under Management Quarterly Fee
$0 - $1M 0.375%
$1M - $10M 0.25%
$10M+ 0.18%
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How are you compensated? How will I pay for your services?
A percentage is billed Quarterly of the current assets under management balance.
Assets Under Management Quarterly Fee
$0 - $1M 0.375%
$1M - $10M 0.25%
$10M+ 0.18%
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If you are going to manage my account, will you obtain my permission every time you buy or sell something?
Discretionary and non discretionary option available for each client preference.
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How many clients do you currently manage?
70-100
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Will you be the only person working with me?
Daniel Scott Johnson will be your financial advisor specialist. Charles Schwab will be available for any tech or service support.
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Do you offer any guaranteed results?
Investments carry varying degrees of risk and can't be guaranteed. If anyone is "guaranteeing" you anything I would highly question what you're being offered. Even Money Markets, CD, treasury's, index annuities carry a degree of risk.
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How much risk should I be willing to take?
Risk tolerance depends on so many factors dictated in discovery and financial planning with each client.
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Have you ever been charged with any breaches?
NO! We proudly carry a perfect regulatory track record.
https://adviserinfo.sec.gov/individual/summary/5819978
https://adviserinfo.sec.gov/firm/summary/309261
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What services do you provide? What are your specialties?
We provide financial advice including real estate, investment management, financial planning.
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What is your experience? How many clients do you currently manage?
13 years of wealth management
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What financial institution(s) do you represent?
We use Charles Schwab for client accounts.
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What is your approach to financial planning?
Comprehensive Financial planning included with quarterly investment management fee.
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What services do you offer?
Financial and investment advice, investment management, and financial planning.
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What are your qualifications?
11 Years Perfect Regulatory Record. Registered Investment Advisor CRD# 5819978 Licensed Series 7 - General Securities Representative Licensed Series 63 - Uniform Securities Agent State Law Licensed Series 65 - Uniform Investment Adviser Law California Real Estate License. College for Financial Planning: Chartered Retirement Planning Counselor , CRPC Designation. 2016 - 2020 Morgan Stanley Wealth Management: Senior Financial Advisor, Vice President 2011 - 2016 Merrill Lynch/Bank of America: Senior Financial Advisor, Vice President Wealth Management 2008 - 2009 Wells Fargo Advisors: Asset Management
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What is your approach to 401 K plan rollovers?
401K rollovers are highly advisable in our opinion. Gain control over your assets. Protect your assets, Open up investment menu and not be limited on investment selection.
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How long does the process of rolling over a 401K plan usually take?
Typically 2-5 business days depending on the speed of your employer.
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What financial institutions do you represent?
We're in partnership with Charles Schwab as custodians for client accounts. Schwab has been an outstanding partner in providing top service, security, platform and technical support.
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How many years of experience do you have?
Over 20 years of asset management experience.
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What are your fees for this service?
A percentage is billed Quarterly of the current assets under management balance.
Assets Under Management Quarterly Fee
$0 - $1M 0.375%
$1M - $10M 0.25%
$10M+ 0.18%
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Why should I roll over my 401K plan to your firm?
1. We have a conversation to see if it's right for you.
2. We need to open an IRA for you.
3. We help you complete your employers plan sponsor form for rollover.
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