Originally from Long Island, Ira put himself through college earning a Master of Business Administration from Long Island University, Bachelor of Science in Economics and Accounting from State University of New York at Oneonta and through the Specialized College education for Financial Planning mastered the courses to obtain the CERTIFIED FINANCIAL PLANNER™ Professional designation - CFP® and the Chartered Financial Consultant - ChFC®. He is a member of the Financial Planning Association and the Financial Services Institute.
As a financial advisor, I play a role in your life's most meaningful moments. You trust me to assess your needs, understand your concerns, and offer the most relevant recommendations to address your unique situation. I do not take your trust lightly and strive to earn it every day. I am supported by a network of premier partners, who bring strength, stability and security to strategies that are designed to work for today and tomorrow. All with one goal in mind - your success. I think it is important that I introduce them to you. I am affiliated with SagePoint Financial, an independent wealth management firm that provides me with back office, technology, regulatory and operational support. Founded in 1970, SagePoint Financial is driven by a strong philosophy that independence is key to fulfilling sound investment decisions. My affiliation with the firm empowers me to put your interests first with objective, carefully considered offerings - with no obligation to promote any particular investment. SagePoint Financial is part of Advisor Group, one of the largest networks of independent wealth management firms in the country.
General Information |
| Firm Start Year: | 1970 | |
| No. of Employees: | 1000-1999 | |
| Insurance License#: | 0D52623 |
| Name of Custodial Firm: | Pershing |
| States Licensed in: | CA, NY, WA |
| Number of Years with Current Firm: | 8 |
| Work Experience: | Ira began his financial career in 1989 as an accountant and auditor, analyzing the financial statements of corporations both large and small, providing solutions to lower taxes, reduce expenses, increase income, comply with corporate policy and procedures. In 1997, he decided it was time to do what he really wanted, which is to help families achieve their lifelong financial goals. Since transitioning from accounting to financial planning, Ira has worked with some of the most prestigious financial firms in the industry. These experiences led him to become an independent financial advisor with SagePoint Financial, where his 24 years of wealth management experience helps maximize client's potential for meeting life goals. |
| Work with the following types of clients: | Businesses, Individual Investors |
| Advisory Services Provided: | Financial Planning, Insurance Products & Annuities, Estate Planning & Trusts, Investment Advice & Management, Financial Advice & Consulting, Tax Advice and Services, Portfolio Management, Retirement Planning, 401K Rollovers, Wealth Management, Money Management, Financial Planning for Businesses, Financial Planning for Individuals, Education Funding and Planning |
Services |
| Investment Types: | Alternative Investments, Exchange Traded Funds (ETFs), Mortgages & Real Estate, Stocks, Bonds, Insurance, Mutual Funds, Annuities, Commodities, Socially Responsible Investments (SRI) |
| Can meet clients in the following ways: | Your Home, Our Office, Phone, Email, Your Office, Video Conference, Our Offices |
Qualifications & Memberships |
| Insurance and Annuity Licenses: | Variable Life, Long Term Care, Variable Annuity, Life, Health, Annuity, Disability |
Firm Information |
| Assets Managed by Firm: | 45 Billion |
Compensation and Fees |
| Fee Structure: | Fee-Based |
| Minimum Portfolio Size for New Managed Accounts: | $50,000 |
| Compensation Methods: | Based on Assets, Flat Fee |
| Additional Details on Charges: | Initial consultation is complementary. Fees are dependent on wealth management services selected and are fully transparent. |
Education |
| Associate in Science - Business | State University of New York
- Farmingdale 09/15/1986-12/15/1987 |
| Bachelor of Science - Economics and Accounting | State University of New York
- Oneonta, NY 01/01/1988-12/15/1989 |
| Master of Business Administration - Finance | Long Island University
- C.W. Post Brookville, NY 09/15/1994-05/12/1996 |
Financial Services |
| Financial Planning for Individuals
Holistic Financial plans designed by Ira Zito CERTIFIED FINANCIAL PLANNER™ Professional with 23 years of experience. His plans are initially developed with the collaboration of you and any other financial professional you may be working with. He will carefully analyze your specified situation and needs then designed a roadmap that will help you see the big picture and prepare for uncertainty. He will show you the impact your decisions will have on the future which can lead to smarter choices. He provides multiple recommendations and helps implement them. He will also monitor your progress and continue to provide you with clarity and confidence. He does this all by building a long-lasting partnership with you based on trust and the knowledge that he understands your goals and dreams. |
| Portfolio Management
Ira Zito believes in adding value by providing three major types of services: |
| Insurance Planning
We have access to a wide variety of insurance products including Long Term Care, Annuities, Disability, Permanent and Term Life. We have access to many well known highly rated insurance companies. |
| Retirement Planning
Whether approaching or in retirement our retirement planning services are guided by 23 years of helping folks develop a secure retirement. We design, build, and implement customized retirement plans that address healthcare costs, social security benefit maximization, Medicare, pension maximization, inflation, taxation, reliable lifetime income, and estate planning needs. We have access to Traditional IRA, Roth IRA, rollover IRA accounts, annuities, tax free municipal bonds, Mutual Funds, ETFs, REITs. In addition, we have access to retirement related insurance products like Long Term Care and Annuities. |
| Financial Planning for Businesses
Entrepreneurs are in the unique situation of managing both their business and personal life. We partner with you and your other professionals to help grow and protect your assets. Our small business strategies can help providing clarity of thought, efficiency of operations, increased revenue, protect assets, minimize taxes, and increase the overall value of your business. |
Disclosures |
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WiserAdvisor provides referrals to financial professionals. WiserAdvisor is not a current client of advisor or advisory services. Financial professionals pay cash compensation for these referrals, which creates the incentive for WiserAdvisor to make these referrals, resulting in a conflict of interest. |
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Additional Detailed Disclosures https://www.wiseradvisor.com/disclosure/1888029/wiseradvisor-financial-peak-detailed-disclosure.html |
Registered Representative:
Yes
Investment Advisor Representative:
Yes
Acknowledged fiduciary:
Yes
Compliance Disclosures in Last 5 years:
I have a clean record
Criminal Disclosures in Last 5 years:
I have a clean record
| Mon. | 9:00 AM - 6:00 PM |
| Tue. | 9:00 AM - 6:00 PM |
| Wed. | 9:00 AM - 6:00 PM |
| Thu. | 9:00 AM - 6:00 PM |
| Fri. | 9:00 AM - 6:00 PM |
| Sat. | 9:00 AM - 1:00 PM |
| Woodland Hill | West Hills |
| Bell Canyon | Canoga Park |
| Winnetka | Northridge |
| Tarzana | Calabasas |
| Hidden Hills | Agoura Hills |
| Malibu | Westlake Village |
| Thousand Oaks | Newbury Park |
| Simi Valley | |
| Visa | MasterCard |
| American Express | |
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