Armand is an independent financial advisor with NBC Securities, Inc., located in Tampa, Florida. He and his team are CERTIFIED FINANCIAL PLANNER (CFP) professionals, and function as Fiduciary advisors for his clients when building/managing portfolios or doing comprehensive financial planning. He and his team are eager to hear your story and begin to assist you in creating the chapters ahead. Whether it's planning for retirement, investing in your childrens education or ensuring you receive objective advice on a full-range of financial products, they recognize it's your story. They always put your interests first as they function as Fiduciary Advisors. They will guide you through the financial planning process, help you select appropriate solutions, and ensure consistent monitoring for proactive modifications. From the strength of their team of experienced advisors, to the investment and technology platform provided by RBC Correspondent Services, a division of RBC Capital Markets.
Armand, his team, and NBC Securities, Inc., is ready to help you create the future you choose.
|Firm Start Year:||1995|
|Insurance License#:||Florida P097260|
|Name of Broker/Dealer:||NBC Securities, Inc.|
|Name of Custodial Firm:||RBC Correspondent Services|
|States Licensed in:||Based on licenses and registrations I hold, I may conduct business in CO, FL, LA, MD, MA, NC, OH and TN.|
|Number of Years with Current Firm:||7|
Qualifications & Memberships
|Insurance and Annuity Licenses:||Florida 2-15 - Life , Variable Life , Long Term Care , Variable Annuity , Life , Health , Annuity , Disability|
|Financial Organization Memberships:||Financial Planning Association (FPA) , Investment Management Consultants Association|
|Non-Financial Organization Memberships:|
|Investment Advisor Representative:||Yes|
|I am an acknowledged fiduciary:||Yes|
|Compliance Disclosures in Last 5 years:||I have a clean record|
|Criminal Disclosures in Last 5 years:||I have a clean record|
Compensation and Fees
|Fee Structure:||I am a Fee-Based financial professional|
|Compensation Methods:||Hourly , Based on Assets , Flat Fee , Commissions|
|Fee % Based on Assets:||Varies|
|Additional Details on Charges:||
Typical fee is 1% of assets under management.|
$5,000 $99,999 1.50% $100,000 - $1,000,000 1.00% $1,000,001-$5,000,000 .85% $5,000,001 And Greater Management fee negotiable
|Minimum Fee Charged for Managed Accounts:||N/A|
|Minimum Fee Charged for Hourly Planning Accounts:||N/A|
|Bachelors in Economics - Economics||
Eckerd College - Saint Petersburg, FL
|Masters of Science - Personal Financial Planning||
College For Financial Planning - Denver, CO
Securities and Advisory services offered through NBC Securities, Inc. Member FINRA/SIPC. A Registered Investment Advisor.
Armand applies his investment and wealth planning experience to provide comprehensive solutions for business owners, families and individuals. He believes in a systematic approach to money management and having a detailed process that is based on the foundation of intellectual rigor and discipline.
Armand holds a Masters of Science Degree in Personal Financial Planning. He is a CERTIFIED FINANCIAL PLANNER professional and holds the Certified Investment Management Analyst (CIMA) designation through the Wharton School at the University of Pennsylvania, among other industry recognized designations.
He was born in St. Petersburg Florida and grew up in the island of Jamaica. Armand has fond childhood memories of raising goats on his families farm in Hanover, Jamaica. Armand returned to the United States in 2002 and attended Eckerd College in St. Petersburg where he received a degree in Economics. Having grown-up in Jamaica and living on a farm, Armand has a true understanding of hard work & dedication, and understands what it takes to be successful.
Armand currently resides in St. Petersburg, Florida and enjoys networking and being active within his community. His hobbies include playing & watching soccer, cycling, and when he is able to get away from the office, traveling.
Armand is a member of the following Professional Associations & Organizations:
* College for Financial Planning Alumni Association
* Eckerd College Alumni Association
* Financial Planning Association of Tampa Bay
* Investment Management Consultants Association
Financial Advice & Consulting
Armand takes time to get to know each and every client and their unique financial planning & investments needs. Only after he has a clear understand of what each client is trying to accomplish does he begin the process of financial planning.
Financial Planning for Individuals
Armand truly enjoys working with individuals and couples and helping them develop a road map for their financial lives that addresses both their current & future needs. Armand's comprehensive financial plans cover the following areas: Investment Planning, Retirement Planning, Insurance Planning, College Planning, Tax Planning & Estate Planning.
Financial Planning for Businesses
Armand will work with small business owners to ensure that they are utilizing an appropriate and cost effective retirement savings plan for their company and employees. He will also review ancillary benefits such as life and disability insurance.
|Mon.||9:00 AM - 5:00 PM|
|Tue.||9:00 AM - 5:00 PM|
|Wed.||9:00 AM - 5:00 PM|
|Thu.||9:00 AM - 5:00 PM|
|Fri.||9:00 AM - 5:00 PM|
|Apollo Beach||Belleair Beach|
|Clearwater Beach||Crystal Beach|
|Indian Rocks Beach||Land O Lakes|
|Lutz||New Port Richey|
|Pinellas Park||Plant City|
|Safety Harbor||Saint Petersburg|
|Sun City Center||Tampa|
Social Security tax changes could hit small busine
Details:Armand's article on Social Security that was featured in the Tampa Bay Business Journal. ...more
Making Sense Of Emerging Markets
Details:Armand was interviewed for this piece by Financial Advisor Magazine on Emerging Markets. ...more
A picture of Armand receiving the Innovation award from JHS's COO & CEO on 02/28/2015.
Rewarded for his use of technology and for his dedication to furthering his knowledge and expertise. Since joining JHS Capital Advisors, Armand has earned his CFP & CIMA certifications.