Matthew Goff is the founder and Chief Investment Officer of the Goff Financial Group, an SEC registered investment advisory company which manages over $380 million in private accounts. After graduating from the University of Texas in Austin with a major in finance, Matt began his career in financial services working on fixed income portfolios at Lehman Brothers in 1993. His company manages portfolios for individuals, couples, trusts, retirement plans and corporations. For four consecutive years Mr. Goff has been included in the Five Star Award Professionals list as featured in Texas Monthly Magazine. He has also been rated as a Five Star advisor by the Paladin Registry since 2006. Matt is also an active member of the National Association of Personal Financial Advisors (NAPFA), the country's leading professional association of fee-only financial advisors.
Your financial goals are our highest priority. We provide the peace of mind that comes with knowing you have entrusted your financial future to a firm that will always place your interests first. Unlike many other firms, all of our services are provided on a fee-only basis, we have a FIDUCIARY DUTY to put your interests first, and you always have direct access to the investment manager for your accounts as opposed to a sales agent. In addition, we have the knowledge, experience, and integrity to help you achieve what is most important to you, including financial independence, a secure and comfortable retirement, a college education for your children, travel, and a second home.
General Information |
| Firm Start Year: | 1994 | |
| No. of Employees: | 5-9 | |
| Name of Custodial Firm: | TD Ameritrade, Fidelity, Schwab, InteractiveBrokers |
| States Licensed in: | Passed Series 7 & Series 63 |
| Number of Years with Current Firm: | 25 |
| Work Experience: | The Goff Financial Group, Managing Member, 3/2008 present Matthew B. Goff Registered Investment Advisor (sole proprietor), 4/1995 3/2008 |
| Work with the following types of clients: | Individual Investors, Corporate Executives, Businesses, Non-Profit Organizations |
| Foreign Languages Serviced: | Spanish |
| Advisory Services Provided: | Financial Advice & Consulting, Retirement Planning, Wealth Management, Money Management, Financial Planning for Individuals, Portfolio Management |
Services |
| Investment Types: | Stocks, Bonds, Options & Futures, Mutual Funds, Alternative Investments, Exchange Traded Funds (ETFs), Commodities |
| Can meet clients in the following ways: | Our Office, Phone, Email, Video Conference |
Qualifications & Memberships |
| Financial Organization Memberships: | National Association of Personal Financial Advisors (NAPFA) |
| Non-Financial Organization Memberships: | Better Business Bureau - A+ rated member |
Firm Information |
| Firm's Number of Clients: | 190 |
| Firm's Number of Managed Clients: | 190 |
| Assets Managed by Firm: | 457552800 |
| Advisor's Number of Clients: | 170 |
| Advisor's Number of Managed Clients: | 170 |
| Assets Managed by Advisor: | $382,205,981 |
Compensation and Fees |
| Fee Structure: | Fee-Only |
| Minimum Portfolio Size for New Managed Accounts: | $500,000 |
| Compensation Methods: | Based on Assets, Flat Fee |
| Additional Details on Charges: | Our management fee is based on the assets under management for each client. |
Education |
| Bachelor of Science - Finance | University of Texas at Austin
- Austin, TX - |
Financial Services |
| Financial Advice & Consulting
At the Goff Financial Group, we provide customized investment management services based on your comfort level with risk and long- term objectives. As a fee-only, fully independent, Registered Investment Adviser with over twenty years of experience, you can depend on us to give quality and objective financial advice. Because we are fee-only advisors; we are only paid by you, the client. This removes many of the conflicts of interest that "fee- BASED" advisors may have because they are paid commissions on the financial products that they sell. Not only do we strive to remain objective, honest, and transparent, we also provide our clients with the the highest level of service possible. |
| Financial Planning for Individuals
Whether you need advice as a business owner, an executive, a retiree, or all of the above, we understand your needs as an individual. We know that demanding schedules can leave you with little time to look after financial matters. That's why we are committed to being your advocate, a commitment that begins on day one. As a unique individual, you have unique challenges. Meeting these challenges requires a realistic view of your finances. We can help you answer such questions as: Am I taking too much risk with my investments? Am I making sufficient returns on my money? How can I avoid outliving my money? Are my company-sponsored retirement accounts being managed in a manner consistent with my goals? These are but a few of the factors affecting your financial future and we'll evaluate everything, providing you with a plan you can feel confident about. |
| Portfolio Management
Value Investing. One component of our time-tested strategy is to invest in a variety of stocks, bonds, and exchange-traded funds consistent with our clients financial comfort levels in mind. Applying our proprietary financial models, we calculate fair-value estimates, which are based on a series of assumptions regarding the anticipated growth of the investments. From there, our decision to buy or sell is driven by our goals of reducing investment risks while increasing long-term returns. Asset Allocation. Rounding out our strategy, we reduce risk by diversifying our client portfolios across a variety of asset classes, which help our clients build long-term value while reducing their risks. By combining our value- the based approach across a variety of asset classes, we can help our clients achieve greater growth and income with less risk. |
| Retirement Planning
Maintaining your lifestyle. We understand retirement planning and the concerns surrounding it. What is your definition of financial security? How much will you need to keep your lifestyle without outliving your assets? Will you need to provide for the financial or educational needs of another dependent? Will you have enough to cover unforeseen events or expenses? Factoring in retirement income, healthcare expenses, Social Security and estate planning, we can put together a comprehensive strategy structured specifically for your unique income needs, tolerance for risk, and long- term financial goals. We even include a Probability of Success Analysis, which calculates the likelihood of achieving your goals and provides steps for dramatically increasing those odds. |
| Investment Advice & Management
At the Goff Financial Group, we provide customized investment management services based on your comfort level with risk and long-term objectives. As a fee-only, fully independent, Registered Investment Adviser with over twenty years of experience, you can depend on us to give quality and objective financial advice. Because we are fee-only advisors, we are only paid by you, the client. This removes many of the conflicts of interest that "fee-BASED" advisors may have because they are paid commissions on the financial products that they sell. Not only do we strive to remain objective, honest, and transparent, we also provide our clients with the highest level of service possible. |
| Wealth Management
At the Goff Financial Group, we provide customized investment management services based on your comfort level with risk and long-term objectives. As a fee-only, fully independent, Registered Investment Adviser with over twenty years of experience, you can depend on us to give quality and objective financial advice. Because we are fee-only advisors, we are only paid by you, the client. This removes many of the conflicts of interest that "fee-BASED" advisors may have because they are paid commissions on the financial products they sell. We strive to remain objective, honest, and transparent, and we also provide our clients with the highest level of service possible. |
| Money Management
At the Goff Financial Group, we provide customized investment management services based on your comfort level with risk and long-term objectives. As a fee-only, fully independent, Registered Investment Adviser with over twenty years of experience, you can depend on us to give quality and objective financial advice. Because we are fee-only advisors, we are only paid by you, the client. This removes many of the conflicts of interest that "fee-BASED" advisors may have because they are paid commissions on the financial products they sell. We strive to remain objective, honest, and transparent, and we also provide our clients with the highest level of service possible. |
| 401K Rollovers
We can assist with rolling over your 401(k) or employer-sponsored retirement plan. |
FAQs |
Do you have a customer satisfaction or refund policy?Yes. We strive to ensure that every client receives the highest level of service and management possible. |
Why should I choose you as my financial advisor?Over 20 years of experience helping corporate executives, business owners and retirees. University of Texas at Austin School of Business Administration, Major - Finance, Paladin 5 Star Advisor and NAPFA member. Passed both the Series 7 and 63 securities licenses. |
What are your qualifications? What is your education background?We emphasize taking a comprehensive approach to the clients individual needs and comfort level with their financial matters. |
How do you charge for your services?We work on a fee-only basis. This is our only method of compensation. The only advice that has value is advice you can trust, which requires that the advice be objective. We are only paid by our clients and do NOT receive fees from any third parties such as brokers or mutual funds. |
How are you compensated? How will I pay for your services?We work on a fee-only basis. This is our only method of compensation. The only advice that has value is advice you can trust, which requires that the advice be objective. We are only paid by our clients and do NOT receive fees from any third parties such as brokers or mutual funds. |
Disclosures |
| WiserAdvisor provides referrals to financial professionals. WiserAdvisor is not a current client of advisor or advisory services. Financial professionals pay cash compensation for these referrals, which creates the incentive for WiserAdvisor to make these referrals, resulting in a conflict of interest. For more information, please refer to our ADV Part. II at https://www.gofffinancial.com/wp-content/uploads/GoffADV2A.pdf |
|
Additional Detailed Disclosures |
Disclaimer |
| Assets Managed by Firm figure only includes assets under discretionary management. In addition to the discretionary assets, Goff Financial manages an additional $13,515,927 on a non-discretionary basis. |
Registered Investment Advisor:
Yes
Acknowledged fiduciary:
Yes
| Mon. | 8:00 AM - 5:30 PM |
| Tue. | 8:00 AM - 5:30 PM |
| Wed. | 8:00 AM - 5:30 PM |
| Thu. | 8:00 AM - 5:30 PM |
| Fri. | 8:00 AM - 3:00 PM |
| Houston | The Woodlands |
| Spring | Katy |
| Sugar Land | Cypress |
| Deer Park | Fresno |
| Friendswood | Galena Park |
| Highlands | Humble |
| La Porte | Manvel |
| Missouri City | Pasadena |
| Pearland | Richmond |
| Rosharon | South Houston |
| Spring | Stafford |
| Thompsons | Webster |
| All 50 States | |
| Check | Money Order |
| Bank Transfer | Visa |
| MasterCard | American Express |
| Discover | |
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When: 03/17/2015
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When: 06/03/2015
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When: 06/03/2015
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When: 06/02/2015
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Ignore the Economists
When: 06/01/2015
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National Public Radio Interview
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