Financial Advice & Consulting |
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At River Capital Advisors L.C., we will get to know you,
your family and review your current financial situation.
After we understand who you are, we will begin to develop
a strategy to help you achieve your goals . We help keep
you accountable for your goals and adapt to changes in
your life as they arise. Our approach to planning is
personalized and proactive - designed to be appropriate
for your current situation and to anticipate your future
goals and needs. We know that every client is different
and deserves a plan created exclusively for them.
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Financial Planning for Individuals |
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Large corporations and organizations have a chief
financial officer (CFO) and we believe you should too. As
your personal CFO, we can provide you full financial
planning and wealth management in virtually every area of
your financial life. You will have full access to our
planner team for all of your financial planning needs.
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Financial Planning for Businesses |
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What happens if you get sick or are unable to work? Do
you have a succession plan? Our team understands small
and mid-sized businesses and the particular situations
you face. We can help you plan for your businesses'
future and make sure you are on a stable footing.
*Business formation and record keeping services can be
provided via a separate charge from our affiliated CPA
firm, Smoak, Davis, & Nixon LLP.
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Retirement Planning |
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Are you on track to retire? We can help you develop a
retirement plan to determine if you are saving enough,
which Social Security options are most beneficial to you,
and more. We believe a retirement plan is not something
you set and forget, but something that needs to be
updated regularly as you draw nearer to retirement to
reflect changes in your needs and goals.
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Insurance Planning |
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Do you ever feel like a financial representative is
selling you an insurance product rather than providing
you with financial solutions? Whether it is life,
property and casualty, long term care, disability, or
health insurance, our team has many years of experience
in understanding various products. We can help you
determine what you do (and do not) need. The best part is
we are completely unbiased in this area since we do not
sell any insurance products nor are we affiliated with
any insurance agency. We will work with your existing
insurance professionals or provide a referral to an
agency we trust in the event that you do need a product.
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Estate Planning & Trusts |
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Who will make end of life decisions for you or take care
of minor children? Are you charitably inclined and want
to know how to benefit an organization both now and after
you pass away? Are your financial affairs properly
structured for your heirs and/or surviving spouse? We can
help you address issues like these
and determine what estate planning is necessary to
accomplish your goals. For most individuals this can be
accomplished within our normal fee for service.
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Tax Advice and Services |
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We all want to save money on taxes, but how do we do it?
Are you taking advantage of all the tax planning
strategies available to you? River Capital Advisors and
our affiliated CPA firm, Smoak, Davis & Nixon LLP are
uniquely positioned to help you with your tax planning
needs.
**Tax preparation and extensive tax and estate planning
are available from our affiliated CPA firm, Smoak, Davis,
& Nixon LLP.
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Education Funding and Planning |
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Do you feel anxiety when you think about how to pay for
your child's college education? How do you prioritize
your retirement planning and education planning? We are
well versed in the various options available to parents
(and relatives) to help fund a child or loved one's
higher education goals. Contact us to get a copy of our
free education planning booklet.
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Investment Advice & Management |
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Do you know if your current investment strategy is
effective to meet your needs and goals? We will help you
develop an investment plan that takes into consideration
your ability to withstand portfolio declines, minimizes
taxes, and coordinates with your overall financial
strategy.
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Annuities |
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We believe that annuities are more often "sold" than
"bought". Annuities can be complex, expensive products
that are generally sold for their guarantees, but often
generate high commissions for the agent who sold the
product. If you own an annuity and you're wondering if
the product you were sold is appropriate for your goals
and objectives, we can analyze and review the contract,
let you know if it is in your best interest to keep it,
and recommend low-cost alternatives if needed.
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Rob Simon
CFP®
Stephen Kyle
CFP®
Bradley Miller
CFP®
