Joseph Celiberti
Stratos Wealth Partners

Financial Services

A financial plan is a comprehensive evaluation of an investor's current and future financial state by using currently known variables to seek to predict future cash flows, asset values and withdrawal plans. Most individuals work in conjunction with a financial planner and use current net worth, tax liabilities, asset allocation, and future retirement and estate plans in developing financial plans. These metrics are used along with estimates of asset growth to determine if a person's financial goals can be met in the future, or what steps need to be taken to ensure that they are.

Retirement is one of the most important life events youll experience, and getting it right takes planning. Making sure you have a comfortable retirement from a personal and financial perspective is a long process that takes years of following a plan and continuous saving. Once you've reached your financial goals, managing your retirement is a continuing process that lasts the rest of your life. Stratos Advisors have the experience and knowledge to help you every step of the way.

Believe it or not, you have an estate. In fact, nearly everyone does. To name a few examples, your estate includes your car, home, bank accounts, life insurance, and investments - and no matter how large or how modest - it is all part of your estate. But estate planning goes beyond your possessions: it is the steps people take during their lives to strategize and prepare for incapacity, illness, and passing on. Estate planning is ultimately taking care of your loved ones by taking care of yourself.

Reducing taxes is an essential piece in preserving your retirement plan. Tax laws can be confusing, and little mistakes lead to larger tax issues. Each year millions of people overpay in taxes without even knowing it, leading to a lower retirement income. Our financial planners offer retirement tax consulting that pays critical attention to tax liability during every step of your financial planning process to minimize problems and maximize tax deductions.

Stratos Advisors strive to help our clients accomplish their evolving investment aspirations and goals in today's complex investment marketplace. The advice and recommendations you'll receive are custom-tailored to you, factoring in your risk tolerance, desired returns, time frame, and income specifications. With market insights and our personalized approach to asset maximization, we offer innovative solutions for our clients.

The needs of high and ultra-high net worth families are often multi-faceted and complex. With thoughtful attention to detail and a commitment to delivering superior service, Parkview Partners offers intelligent investment solutions that create value by simplifying clients' financial lives and providing them the freedom and flexibility to pursue other life interests.

Client cash flow needs, obligations, unique family considerations and even age, are important considerations in determining an appropriate portfolio asset allocation. With that knowledge and by working closely with a client's legal, tax, and insurance advisors, risks can be mitigated, and the likelihood of long-term goal achievement can be enhanced.