John Borger
Royal American Financial Advisors, LLC
Menifee, CA 92584
Dedicated To Your Peace of Mind
About Royal American Financial Advisors, LLC
- CRD# 2310995
- Firm CRD# 111192
- Insurance License# 0B08460
- Series: 7, 24, 63, 65
21 Years of Experience
John believes that security comes from keeping his clients informed. In addition to reducing risk and optimizing performance, John has made his life long goal to help his clients prevent costly financial mistakes. John believes selecting quality investments and preventing unnecessary risks & losses is the mark of a good advisor. John and the other founders of Royal American want the focus to be on the client. They believe that if the focus is on the client by providing the best possible financial products and service available, the bottom line will take care of itself. John has chosen to work with a limited number of select clients to accomplish his goal of excellent service for his clients and to spend more quality family time with Cara, Tyler and Trevor.
Royal American Financial Advisors links our success to the success of our clients. Our clients interest always comes first. We have the ability to be objective about investments that suit our clients needs, style & goals.
General Information |
| Firm Start Year: | 1999 | |
| No.of Employees: | 5-9 | |
| Insurance License#: | 0B08460 |
| Name of Custodial Firm: | TD Ameritrade or Charles Schwab |
| States Licensed in: | CA |
| Number of Years with Current Firm: | 17 |
| Work Experience: | Resume available on website: http://www.myinvestmentcoach.com/johnborger |
| I work with the following types of clients: | Individual Investors |
Services |
| Investment Types: | Real Estate , Mutual Funds , Bonds , Stocks , Annuities , Insurance , Exchange Traded Funds (ETFs) |
| I can meet clients in the following ways: | Via email , At my office , At your office , At your home , Via phone |
Qualifications & Memberships |
| Insurance and Annuity Licenses: | Annuity , Variable Life , Long Term Care , Variable Annuity , Life |
Compliance |
| Registered Investment Advisor: | Yes |
| Investment Advisor Representative: | Yes |
| I am an acknowledged fiduciary: | Yes |
| Compliance Disclosures in Last 5 years: | I have a clean record |
| Criminal Disclosures in Last 5 years: | I have a clean record |
Compensation and Fees |
| Fee Structure: | I am a Fee-Only financial professional |
| Minimum Portfolio Size for New Managed Accounts: | $50,000.00 |
| Compensation Methods: | Based on Assets , Hourly , Flat Fee |
| Fee % Based on Assets: | 1.0 |
| Hourly Rate: | $300 |
| Flat Fee Rate: | $2,500 |
| Additional Details on Charges: |
Flat Fee Structure:
$1,000,001 to $3,000.000 ~ $2,500 per quarter flat fee
$3,000,001+ shall have negotiated flat-fees Managed Fee Based Assets 1.00% Transaction fees and/or other fees charged by custodian are in addition to advisory fees. |
Faqs
- Do you have a customer satisfaction or refund policy? No long term contracts. Advisory agreement can be cancelled at anytime by either party.
- What are your qualifications? What is your education background? Certified Financial Planner and Registered Investment Advisor. For complete information, resume' and qualifications visit www.myinvestmentcoach.com. Our current form ADV is in the footer.
- How are you compensated? How will I pay for your services? Royal American Financial Advisors is a fee only fiduciary advisor. In keeping your best interests in mind, we will not accept any commissions, fees, or incentives from any third parties or financial institutions. Our compensation is not effected by financial products or incentives. We have made a commitment to only accept compensation directly from our clients. By making this commitment to not accept compensation from third parties, we eliminate potential conflicts, so you can have confidence we are making decisions in your best interest.
- If you are going to manage my account, will you obtain my permission every time you buy or sell something? No, however, investment discretion is limited to the advisory agreement and investment policy statement.
- How much risk should I be willing to take? Each client is different, from conservative, to moderate, to aggressive. It is our goal to help select the risk allocation that is right for you.
Disclosures
John Borger
CERTIFIED FINANCIAL PLANNER™ Certificant, Life & Health; Long Term Care; Specify below
Office Hours
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Mon. | 9:00 AM - 5:00 PM |
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Tue. | 9:00 AM - 5:00 PM |
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Wed. | 9:00 AM - 5:00 PM |
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Thu. | 9:00 AM - 5:00 PM |
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Fri. | 9:00 AM - 5:00 PM |
News & Events
Investor Coaching Events
When: Monthly |
By:
Royal American Financial Advisors, LLC
Location: The Conference Center
Details:We conduct monthly investor coaching classes specifically for our investors. While these are not public events, we welcome first time guests to meet us and our clients. We have some fun and learn at the same time. You will be glad you came.