As a financial professional with over 23 years' experience, I have a passion for helping clients make wise financial decisions during challenging life events. A change in career whether by choice or through other circumstances can have a lasting impact on personal finances. Having unbiased counsel helping you work through major decisions often brings clarity and direction to your long-term plan. This guidance is offered with "the heart of a teacher" and a low pressure approach.
Investments and Financial Planning can be complicated endeavors. I pride myself in having the ability to explain investing concepts in terms people understand. As an independent Advisor I have no allegiances to any one particular investment product sponsor over another. My primary drive is to help develop and implement portfolios that best meet my clients long-term goals and ensure they understand how it benefits them.
We are dedicated to providing a unique Advisor - Client relationship. Our approach is treating
our engagement with the heart of a teacher and not a sales person. We keep close touch with our
clients and mandate that telephone calls are returned within 24 - hours. We know your time is
valuable and therefore meetings can be held in your home during the day or evening for your
convenience. More importantly, you will have an understanding of the nature of your investments,
how they work and what you can expect from them. We explain things in terms you will understand
so that you have a high comfort level with what you own.
We offer Full service financial planning.
We currently serve 1,000 clients and $130,000,000 of assets under management.
We are affiliated with a fully independent Broker Dealer with no proprietary products.
General Information |
| Firm Start Year: | 1997 | |
| No.of Employees: | 5-9 | |
| Insurance License#: | LA-951910 |
| Name of Broker/Dealer: | Securities America, Inc. |
| Name of Custodial Firm: | National Financial Services |
| States Licensed in: | AL, AZ, CA, DC, FL, GA, HI, ID, IL, KY, LA, ME, MD, MI, NV, NH, NJ, NY, NC, OH, PA, SC, SD, TN, TX, VT, VA, WY |
| Number of Years with Current Firm: | 5 |
| Work Experience: | Wall Street Financial Group Merrill Lynch |
| Work with the following types of clients: | Non-Profit Organizations, Businesses, Individual Investors |
| Advisory Services Provided: | Financial Planning, Portfolio Management, Retirement Planning, 401K Rollovers, Wealth Management, Money Management, Risk Management, Education Funding and Planning, Financial Planning for Individuals, Financial Planning for Businesses, Investment Advice & Management, Insurance Products & Annuities, Financial Advice & Consulting |
Services |
| Investment Types: | Commodities, Stocks, Mutual Funds, Bonds, Alternative Investments, Exchange Traded Funds (ETFs), Annuities, Insurance, Options, Socially Responsible Investments (SRI) |
| Can meet clients in the following ways: | Via Email, Your Office, Via Phone, Your Home, Video Conference, Our Office |
Qualifications & Memberships |
| Insurance and Annuity Licenses: | Disability, Annuity, Accident, Variable Life, Variable Annuity, Long Term Care, Life, Health |
| Non-Financial Organization Memberships: | NFLPA Registered Advisor (National Football League Players Association) |
Firm Information |
| Firm's Number of Clients: | 2000 |
| Firm's Number of Planning Clients: | 500 |
| Firm's Number of Managed Clients: | 500 |
| Assets Managed by Firm: | $250,000,000 |
| Advisor's Number of Clients: | 750 |
| Advisor's Number of Managed Clients: | 500 |
| Advisor's Number of Planning Clients: | 500 |
| Assets Managed by Advisor: | $180,000,000 |
Compensation and Fees |
| Fee Structure: | Fee-Based |
| Minimum Portfolio Size for New Managed Accounts: | $100,000 |
| Compensation Methods: | Commissions, Based on Assets, Flat Fee, Hourly |
| Fee % Based on Assets: | 1 |
| Hourly Rate: | $250 |
| Flat Fee Rate: | Depends |
| Additional Details on Charges: | VERY transparent and work with my clients to find a method that's suitable for them. |
| Minimum Fee Charged for Managed Accounts: | $250 |
| Minimum Fee Charged for Hourly Planning Accounts: | $250 |
| Minimum Fee Charged for Flat Fee Accounts: | $250 |
Education |
| Bachelors - Accounting |
S.U.N.Y Brockport - Brockport, NY
1995- 1997 |
Financial Services |
Financial Planning for BusinessesAVH Invest offers customized transition planning with experience, transparency and integrity. When you request a complimentary consultation, you will meet one-on-one with an experienced financial advisor to discuss your specific needs. Together we go through our L.E.A.D. planning process and develop a strategy taking into account your resources, goals, time-horizon and tolerance for risk. |
Financial Planning for IndividualsAVH Invest offers customized transition planning with experience, transparency and integrity. When you request a complimentary consultation, you will meet one-on-one with an experienced financial advisor to discuss your specific needs. Together we go through our L.E.A.D. planning process and develop a strategy taking into account your resources, goals, time-horizon and tolerance for risk. |
Financial Advice & ConsultingAVH Invest offers customized transition planning with experience, transparency and integrity. When you request a complimentary consultation, you will meet one-on-one with an experienced financial advisor to discuss your specific needs. Together we go through our L.E.A.D. planning process and develop a strategy taking into account your resources, goals, time-horizon and tolerance for risk. |
Portfolio ManagementAVH Invest offers customized transition planning with experience, transparency and integrity. When you request a complimentary consultation, you will meet one-on-one with an experienced financial advisor to discuss your specific needs. Together we go through our L.E.A.D. planning process and develop a strategy taking into account your resources, goals, time-horizon and tolerance for risk. |
Retirement PlanningAre you concerned about retirement income? If so, take heart, you are not alone. According to a Transamerica Center for Retirement Studies survey, the number one fear (43%) is Outliving Savings and Investments. A large part of our practice involves helping soon-to-be retirees calm those fears by creating sustainable retirement income plans. We consider this as one of the "Big Three Retirement Decisions" retirees face along with when to collect Social Security and the Pension/Lump-sum retirement decision. In our practice we discuss six options for structuring retirement income. Dividends Fixed Income Account Liquidations Annuities Buckets Combination Developing a retirement income plan is a BIG decision and it is never too early to start planning. Consider hiring a professional for a second set of eyes to review your plan. This is one of the "Big Three Retirement Decisions" so why not spend a little time and money to ensure you look at it from all angles. |
401K RolloversAre you concerned about retirement income? If so, take heart, you are not alone. According to a Transamerica Center for Retirement Studies survey, the number one fear (43%) is Outliving Savings and Investments. A large part of our practice involves helping soon-to-be retirees calm those fears by creating sustainable retirement income plans. We consider this as one of the "Big Three Retirement Decisions" retirees face along with when to collect Social Security and the Pension/Lump-sum retirement decision. In our practice we discuss six options for structuring retirement income. Dividends Fixed Income Account Liquidations Annuities Buckets Combination Developing a retirement income plan is a BIG decision and it is never too early to start planning. Consider hiring a professional for a second set of eyes to review your plan. This is one of the "Big Three Retirement Decisions" so why not spend a little time and money to ensure you look at it from all angles. |
Education Funding and PlanningAVH Invest offers customized transition planning with experience, transparency and integrity. When you request a complimentary consultation, you will meet one-on-one with an experienced financial advisor to discuss your specific needs. Together we go through our L.E.A.D. planning process and develop a strategy taking into account your resources, goals, time-horizon and tolerance for risk. |
Investment Advice & ManagementAVH Invest offers customized transition planning with experience, transparency and integrity. When you request a complimentary consultation, you will meet one-on-one with an experienced financial advisor to discuss your specific needs. Together we go through our L.E.A.D. planning process and develop a strategy taking into account your resources, goals, time-horizon and tolerance for risk. |
Faqs |
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Do you have a customer satisfaction or refund policy? My goal is to treat every client like they are my only client. |
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Why should I choose you as my financial advisor? CRD/IARD Number: 2940880 Securities Licenses: Series 65, Series 63, Series 7, Series 24, 55 Insurance Licenses: Life, Annuity, Long-Term Care, Disability, Health, Property & Casualty, B.A. Accounting degree |
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What are your qualifications? What is your education background? Plan development with fine-tuning changes when appropriate |
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How do you charge for your services? Financial Planning, Investment Management, Life Insurance, Disability Insurance, Retirement Planning, 401(k) Rollover Assistance |
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How are you compensated? How will I pay for your services? Approximately 800 |
Disclosures |
| Please see my website for additional information and disclosure www.avhinvest.com. FINRA Broker Check https://brokercheck.finra.org/ |
Disclaimer |
| Securities offered through Securities America, Inc. member FINRA/SIPC. Advisory services offered through Securities America Advisors, Inc. AVH Invest and Securities America are separate companies. |
Registered Representative:
Yes
Investment Advisor Representative:
Yes
Acknowledged fiduciary:
Yes
Compliance Disclosures in Last 5 years:
Have a clean record
Criminal Disclosures in Last 5 years:
Have a clean record
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Mon. | 7:00 AM - 9:00 PM |
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Tue. | 7:00 AM - 9:00 PM |
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Wed. | 7:00 AM - 9:00 PM |
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Thu. | 7:00 AM - 9:00 PM |
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Fri. | 7:00 AM - 9:00 PM |
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Sat. | 7:00 AM - 9:00 PM |
| Austin | Bertram |
| Dripping Springs | Florence |
| Georgetown | Hutto |
| Jarrell | Leander |
| Liberty Hill | Manor |
| Marble Falls | Pflugerville |
| Round Rock | Spicewood |
| Taylor | |
| Check | Bank Transfer |
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