John Browning
Guardian Rock Wealth

Financial Services

Business owners have more flexibility and generally require additional complexity in their financial planning, including tax mitigation efforts, how and when they extract funds from the business as well as exit and legacy planning, to name a few.

We conduct an extensive review and analysis of all financial assets, current and expected future liabilities, combine that with a risk tolerance assessment of the client and generate a detailed, written, easy-to-understand roadmap to help them build their best life as they define it.

We provide several free ongoing educational resources and will conduct an in-depth financial analysis and generate an understandable financial plan based on the client's goals and objectives

Managing assets to accomplish a specific objective or objectives, which also includes setting and maintaining volatility and risk controls.

Managing a plan that includes portfolio management, tax & cash flow planning, risk management to accomplish objectives set by the client.

Provide assistance with 401(k) rollovers to gain more control and consolidate assets into a single plan. We also will provide advice and management of 401(k) plans for businesses and individuals before assets are available to roll over.

We work with several insurance providers, and since we are independent, we can select the best partner for each client's situation. Additionally, we generally work on a fee basis which generally allows for much more flexibility to the client.

We are independent, which allows us to search for and provide the best possible solution for each individual. Additionally, since we work on a fee basis, this can add additional flexibility for our clients.

We do not provide legal advice but have a deep bench of referral partners with whom we work closely to provide risk mitigation and legacy planning for clients.

We do not provide tax advice but have a deep bench of referral partners with whom we work closely to provide the best possible outcomes for our clients.

We provide counsel in terms of planning for and funding educational expenses based on each client's specific needs and objectives.

We use our deep bench of resources developed over the years on Wall Street to think outside the box and generate the best risk-adjusted outcomes for clients. The experience managing billions of dollars in portfolio assets on Wall Street allows us to provide advice based on decades of real-world experience.

Comprehensive wealth management includes Portfolio management, retirement planning, cash flow planning, and management of liabilities and assets in a cost-effective manner to accomplish objectives set by the client. We work closely with the client's tax, legal, and insurance professionals and can provide referrals as needed.

Provide a risk assessment to identify and potentially mitigate financial risks that many clients may not be aware of and make suggestions based on conversations with the client on how they may want to mitigate certain risks.

Similar to portfolio management, money management includes the management of liabilities and cash flow in the most optimal fashion to accomplish the client's objectives.