We are committed to maintaining the highest standards of integrity and professionalism in our relationship with you, our client. We endeavor to know and understand your financial situation and provide you with only the highest quality information, services, and products to help you reach your goals.
|Firm Start Year:||2019|
|Number of Years with Current Firm:||1|
|I work with the following types of clients:||Businesses, Non-Profit Organizations, Individual Investors|
|Investment Types:||Bonds, Stocks, Exchange Traded Funds (ETFs), Annuities, Insurance|
|I can meet clients in the following ways:||At your office, At your home, Video Conference, Via email, Via phone, At my office|
Qualifications & Memberships
|Insurance and Annuity Licenses:||Long Term Care, Life, Health, Annuity|
|Financial Organization Memberships:||Market Technician Association|
|Firm's Number of Clients:||4500|
|Assets Managed by Firm:||$2.5 Billion|
|Advisor's Number of Clients:||70|
|Assets Managed by Advisor:||31.9 Million|
|Investment Advisor Representative:||Yes|
|I am an acknowledged fiduciary:||Yes|
|Compliance Disclosures in Last 5 years:||I have a clean record|
|Criminal Disclosures in Last 5 years:||I have a clean record|
Compensation and Fees
|Fee Structure:||Fee-Based (Fee and Commissions)|
|Compensation Methods:||Commissions, Based on Assets|
|Fee % Based on Assets:||1-1.5%|
|Additional Details on Charges:||
Advisory Services are fee-based depending upon
assets ranging from 1-1.5%. Clients can choose
between 2 of the LARGE INDEPENDENT Advisory
custodians. TD Ameritrade and Charles Schwab.
Minimum account relationship size may be
ONLY Insurance products are purchased on a commission bases. Access to various Major Carriers NOT CAPTIVE AGENT-thus free to ascertain best 'fit' for client needs.
|Minimum Fee Charged for Managed Accounts:||1%|
ADVISORY SERVICES OFFERED THROUGH CARROLL FINANCIAL ASSOCIATES, INC., A REGISTERED INVESTMENT ADVISOR. PEAK ALPHA WEALTH MANAGEMENT AND CARROLL FINANCIAL ARE NOT AFFILIATED. REGISTRATION DOES NOT IMPLY A CERTAIN LEVEL OF SKILL OR TRAINING. CARROLL FINANCIAL AND PEAK ALPHA WEALTH MANAGEMENT, LLC ARE NOT AFFILIATED. Insurance and annuity products are not offered through Carroll Financial. Acting in his individual capacity as a licensed insurance agent, Jonathan may recommend the purchase of commission-based insurance and annuity products. These recommendations represent a conflict of interest, as the receipt of commissions provide an incentive to recommend products based on the additional compensation to be received, rather than on a particular clients need. The cost and availability of life insurance depend on factors such as age, health, and the type and amount of insurance purchased. Before implementing a strategy involving life insurance, it would be prudent to make sure that you are insurable by having the policy approved. As with most financial decisions, there are expenses associated with the purchase of life insurance. Policies commonly have mortality and expense charges. In addition, if a policy is surrendered prematurely, there may be surrender charges and income tax implications. The guarantee of the annuity is backed by the claims paying ability of the issuing insurance company. Although it is possible to have guaranteed income for life with a fixed annuity, there is no assurance that this income will keep up with inflation. There is a surrender charge imposed generally during the first 5 to 7 years or during the rate guarantee period. -Please note regarding any reference to tax- free options: Income may be subject to local, state and/or the alternative minimum tax.
Jonathan Camarda has been specializing in building and preserving wealth for families and businesses since 1993. His experience in the areas of portfolio management, equity and bond markets, advanced estate planning for high net worth families, global macro analysis, alternative assets/hedge funds, along with technical and fundamental analysis has allowed Jonathan to be the proverbial wealth management "quarterback" for his clients and their financial teams (CPA's, Attorneys, Real Estate Professionals). In addition to years of experience placing his clients and their individuals needs first, he has relationships with elite estate planning attorneys in Florida and Georgia who may help you with important decisions regarding future generations wealth planning.
Jonathan's expertise is the result of ongoing education in the financial industry:
B.A. Finance/Risk Management, Florida State University, 1993 CFS Certified Fund Specialist, 2002 ChFC Chartered Financial Consultant, 2007 CFP Certified Financial Planner, 2010 CLU Chartered Life Underwriter, 2012 CMT Chartered Market Technician, 2012 CPWA Certified Private Wealth Advisor CAIA Chartered Alternative Investment Analyst
Financial Planning for Individuals
Financial Planning is unique to each persons' goals and dreams. We use a process to determine the needs, wants and desires of each individual to help maximize your assets and attempt to meet your planned goals. Whether it's for income, growth or legacy we can help you pursue your goals.
Financial Planning for Businesses
We use specialized plans and concepts to help businesses provide benefits for their employees. 401K's, executive bonus, buy - sell agreements, and tax efficient plans. We are uniquely positioned to help an employer or self employed business person to save on taxes while potentially growing their retirement accounts.
Our Portfolio is based on strategies to help you potentially maximize your gains and minimize risk. By using our experienced financial advisors, we are able to specialize a portfolio to match the risk classification that you are comfortable with and by using Separate Managed Accounts, we are able to potentially minimize fees while striving to increase gains and reduce loss.
|Mon.||9:00 AM - 5:00 PM|
|Tue.||9:00 AM - 5:00 PM|
|Wed.||9:00 AM - 5:00 PM|
|Thu.||9:00 AM - 5:00 PM|
|Fri.||9:00 AM - 5:00 PM|
|Atlantic Beach||Fernandina Beach|
|Ponte Vedra Beach||Saint Augustine|
|Saint Johns||Florida State|