Jose was born and raised in Naples, Florida, the son of Cuban immigrants whose journey to the United States shaped his deep appreciation for family, hard work, and opportunity. Those values continue to guide how he serves the individuals and families he works with today.
After more than a decade in the financial services industry, Jose founded AirMar Wealth Management with a simple goal: to make financial guidance more personal, clear, and grounded in real life. He works with individuals and families to help them organize, plan, and make informed decisions about their financial future based on their unique goals and circumstances.
At the center of his approach is a straightforward belief that your life comes first, and your financial plan should support it, not complicate it.
Outside of work, Jose enjoys time on the water and the South Florida lifestyle with his wife, Lauren, and their son, Judah.
About AirMar Wealth Management - Prudential Advisors
Every financial decision should support the life you're working to build. At AirMar Wealth Management, we provide personalized wealth management and financial planning tailored to your goals, values, and priorities. Our role is to help simplify complex financial decisions so you can focus on what matters most.
Jose has worked in the financial services industry since 2010, building experience across retirement planning, wealth management, investment advisory services, and financial planning. Throughout his career, he has served clients through several nationally recognized financial institutions, including VALIC Financial Advisors, Merrill Lynch Wealth Management, RBC Capital Markets, Prudential Financial, and LPL Financial.
Over the years, Jose has worked with individuals, families, and business owners to address a wide range of financial planning needs, including retirement planning, investment management, risk management, and wealth accumulation strategies. His experience spans both advisory and planning focused roles, providing exposure to a broad range of financial situations and client objectives.
Today, Jose brings this experience to AirMar Wealth Management, where he continues to help clients evaluate financial decisions and develop strategies aligned with their goals, priorities, and personal circumstances.
Email, Your Office, Phone, Your Home, Video Conference
Compensation and Fees
Fee Structure:
Fee-Based
Minimum Portfolio Size for New Managed Accounts:
$250,000.00
Compensation Methods:
Commissions, Flat Fee, Based on Assets, Hourly
Minimum Fee Charged for Managed Accounts:
$500
Minimum Fee Charged for Hourly Planning Accounts:
$500
Firm Information
Total Assets Under Management by Advisor:
<$30mil
Financial Planning for Businesses
Business owners face unique financial planning challenges and opportunities. We assist with areas such as retirement plans, succession planning, key employee considerations, and business continuity strategies.
Financial Planning for Individuals
Financial planning for individuals begins with understanding your goals, priorities, and financial situation. We develop tailored planning strategies designed to address retirement, investments, risk management, education funding, and other financial considerations.
Financial Advice & Consulting
Financial advice and consulting services provide guidance on a wide range of financial decisions. We work with clients to evaluate opportunities, assess potential risks, and develop strategies that align with their individual goals and circumstances.
Portfolio Management
Portfolio management at AirMar Wealth Management focuses on aligning investment strategies with your individual goals, time horizon, and risk considerations. We work with you to develop and monitor an investment approach that reflects your financial objectives and evolving circumstances.
Retirement Planning
Retirement planning involves evaluating your financial resources, income needs, and long-term objectives. We help clients assess retirement income strategies, distribution considerations, and other planning factors to support informed decision making throughout retirement.
401K Rollovers
Changing jobs or retiring often creates decisions regarding employer sponsored retirement plans. We help clients evaluate available rollover options and understand how those choices may fit within their broader financial planning objectives.
Insurance Planning
Insurance planning involves evaluating potential risks and reviewing available insurance solutions. We help clients assess coverage needs and consider strategies that may complement their broader financial plans.
Annuities
Annuities may be appropriate for certain individuals seeking specific retirement income or accumulation features. We help clients evaluate available options, understand the benefits and limitations of annuity products, and determine whether they may fit within an overall financial strategy.
Estate Planning & Trusts
Estate planning focuses on the transfer of assets and the communication of your wishes. We coordinate with attorneys and other professionals to help ensure financial planning considerations are aligned with your estate planning documents and objectives.
Tax Advice and Services
We work alongside your tax professional to help identify planning opportunities related to investments, retirement distributions, charitable giving, and other financial decisions that may have tax implications.
Education Funding and Planning
Whether planning for children, grandchildren, or future educational goals, we help evaluate funding strategies and available savings vehicles that may support education related expenses.
Investment Advice & Management
Investment advice and management services are designed to help clients evaluate and implement investment strategies that align with their objectives, time horizon, and tolerance for risk. Portfolios are reviewed periodically and adjusted as appropriate.
Wealth Management
At AirMar Wealth Management, financial planning extends beyond investments. We work with individuals and families to coordinate financial decisions across multiple areas, including retirement planning, investment management, risk management, tax considerations, and legacy planning. Our process is centered on understanding your goals, priorities, and financial circumstances.
Risk Management
Risk management involves identifying and evaluating potential financial risks. We help clients review insurance and asset protection strategies, including life insurance, disability income insurance, long term care planning, and liability considerations.
Money Management
Money management focuses on organizing financial resources in a way that supports your objectives. We help clients evaluate cash flow, savings strategies, and investment considerations as part of an overall financial plan.
Disclosures
WiserAdvisor provides referrals to financial professionals of LPL Enterprise, LLC (LPLE). WiserAdvisor is not a current client of LPL for brokerage or advisory services. Financial professionals of LPL pay WiserAdvisor cash compensation for these referrals, which creates the incentive for WiserAdvisor to make these referrals, resulting in a conflict of interest.
Securities and investment advisory services offered through LPL Enterprise (LPLE), a Registered Investment Advisor. Member FINRA & SIPC, and an affiliate of LPL Financial.
Prudential Advisors' is a brand name for the proprietary retail sales channel of The Prudential Insurance Company of America (PICA) and its insurance company and other affiliates (collectively Prudential). Prudential Advisors financial professionals are licensed insurance agents of Prudential.
Pursuant to a strategic relationship among Prudential, LPLE, and LPL Financial, Prudential Advisors financial professionals provide securities brokerage services and/or investment advice on securities solely as registered persons of LPLE, an affiliate of LPL Financial. These financial professionals are permitted to brand under Prudential Advisors. LPLE and LPL Financial are not affiliated with Prudential or the AirMar Wealth Management.
The LPL Enterprise registered representative(s) associated with this website may discuss and/or transact business only with residents of the states in which they are properly registered or licensed. No offers may be made or accepted from any resident of any other state.
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