Gardey Financial Advisors, a investment management and financial planning firm, founded in 1985 by Kim Gardey, has grown into a team of 18 associates including six Certified Financial Planner? professionals and a Chartered Financial Analyst? charterholders who work to secure your financial future.
Our Advisors have backgrounds that include over 273 years of professional investment and financial planning experience ? and additional experience in everything from brokerage firms, corporate finance and bank trust departments to higher education, insurance, and real estate. This ensures that you will receive only sound financial advice. We work closely with clients? attorneys, tax preparers, and other professionals.
Gardey Financial Advisors? services are provided on a fee basis with compensation solely through fees paid directly to the firm by clients. Commissions are not accepted from any source. Professional advice is provided but no products (i.e., stocks, mutual funds, insurance or annuities) are ever sold. Gardey Financial Advisors believes there is a significant conflict of interest if an advisor stands to gain financially from the purchase of any product that he or she recommends to a client. The firm?s compensation is structured to ensure that all recommendations are made in the best interest of the client.
|Firm Start Year:||1985|
|Name of Custodial Firm:||Charles Schwab & Co., Inc.|
|States Licensed in:||MI|
|Number of Years with Current Firm:||28|
|I work with the following types of clients:||Non-Profit Organizations , Individual Investors , Businesses , Charitable Trusts|
|Investment Types:||Exchange Traded Funds (ETFs) , Alternative Investments , Insurance , Mutual Funds , Bonds , Stocks , Annuities , Commodities|
|I can meet clients in the following ways:||Via email , Via phone , At my office|
|Qualifications & Memberships|
|Financial Organization Memberships:||Institute of Certified Financial Planners , National Association of Personal Financial Advisors (NAPFA)|
|Assets Managed by Advisor:||$200,000,000|
|Compensation & Fees|
|Fee Structure:||I am a Fee-Only financial professional|
|Minimum Portfolio Size for New Managed Accounts:||$500000|
|Compensation Methods:||Based on Assets|
|Organization:||Northeastern Michigan Estate Planning Council|
|Position :||Past President|
|Master's Degree and Distinguished Scholar - Economics||
University of California
|Bachelor's Degree With Honors - Economics||
University of Michigan
Investment Management & Advice
We use a Three Step process to ensure your investments suit your needs. In Step 1 we get to know you and your financial situation. In Step 2 we build an investment portfolio that will suit your needs and in Step 3 we continue to monitor your investments and make changes as needed.
For clients with portfolios of $500,000 or more we also provide comprehensive financial planning services including estate planning, insurance analysis, pre and post retirement planning, college funding for children and grandchildren and tax planning.