Financial planners at our firm focus on several areas of financial planning: retirement planning, goal planning, estate planning, investment planning and management, education planning, charitable giving strategies and planning, insurance planning, business planning, employee benefit analysis, and many more. Each financial planner is a CERTIFIED FINANCIAL PLANNER and an Accredited Investment Fiduciary®.
John Engler, Matthew Garrow, and Timothy Roth have been guest speakers on financial planning, retirement, and estate planning topics for The Ohio State University Extension for the past several years. Matt and Tim have each served as President of the Society of Financial Service Professionals, Toledo Chapter. Tim currently serves on the Board of Lutheran Ministries of Mercy. Matt serves on the Morenci, Michigan Downtown Development Authority Board and is actively involved with the Kiwanis Club of Morenci. John is a past board member of the FPA of Northwest Ohio. Outside of the office, Matt farms 534 acres in Northwest Ohio with his brother where they grow corn and soybeans.
Karla Stanton understands the challenges families face in balancing daily life while saving for the future, so she focuses her practice on the financial goals of families while still assisting clients who are focused on retirement and other goals. Karla has been actively involved in the Northwest Ohio/Southeast Michigan communities her entire life.
Engler, Garrow & Roth, Ltd
Engler, Garrow & Roth, Ltd. is a financial planning and wealth management firm with a focus on
offering financial planning to the communities we serve. John Engler, Matthew Garrow, Timothy
Roth, and Karla Stanton, all CERTIFIED FINANCIAL PLANNER professionals, have a commitment to
principles put forth by the CFP Board. Each planner is registered with Sigma Financial
Corporation as a registered representative and is an Investment Advisor Representative of Sigma
The members of our firm have various active memberships in professional organizations, such as the Society of
Financial Services Professionals (SFSP). Staff members are also active in several area
Chambers of Commerce, service groups, and charitable organizations.
Engler, Garrow & Roth, Ltd. has a goal to partner with clients who are committed, dedicated and
motivated to reaching their financial goals by collaborating with clients to develop
personalized comprehensive financial plans.
You can find more information by researching each planner at www.finra.org,
www.adviserinfo.sec.gov, www.cfp.net and www.insurance.ohio.gov.
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Within our firm, Tim focuses his practice on financial
planning, retirement planning, estate planning, charitable
giving strategies, investment management, and insurance
AIF®, CFP®, ChFC®, CRPS®
Financial planning and investment management programs have
been a passion for John for many years. He also focuses on
retirement planning, portfolio analysis and design,
business owner planning, employer-sponsored retirement
plans, and charitable giving strategies.
CFP®, ChFC®, RHU®, AIF®,CLU®
As the founding partner with the most experience in the
financial services industry, Matt works with individuals
and business owners on reaching their financial goals.