wiseradvisor

Robert Gardner CLU, ChFC®, RFC
WSG Advisors, LLC

Tel: (843) 837-8562
1536 Fording Island Road
Suite 101
Hilton Head Island, SC 29926

Disciplined | Proactive | Strategic

WSG Advisors, LLC | Financial Advisor in Hilton Head Island ,SC

About WSG Advisors, LLC

We at WSG Advisors, LLC desire to know and understand your financial objectives before providing you with the highest quality of information, services and products to help you reach your goals.

Our commitment to our clients is based on the relationship we form with them, both professionally and personally.

Our Mission Statement is simply the following:

In everything we do, we believe in challenging conventional wisdom in traditional wealth accumulation and distribution strategies.

In everything we do, we believe in challenging the thinking of the Administration and it’s strategies for taxing wealth in this country.

In everything we do, we believe in creating proven wealth strategies where cash flow generated from these strategies can be exempt from Federal Income taxes under the Internal Revenue Code.


General Information

Firm Start Year:   1988
No.of Employees:   2-4
Name of Custodial Firm:  
Number of Years with Current Firm:   30

Services

Investment Types:   Other, International Investments, Stocks, Stocks Mutual Funds, Bonds, Bond Mutual Funds, Real Estate, Options, Annuities, Alternative Investments


Firm Information

Firm's Number of Clients:   115
Firm's Number of Planning Clients:   50
Firm's Number of Managed Clients:   45
Assets Managed by Firm:   Yes


Compensation and Fees

Fee % Based on Assets:   1
Hourly Rate:   225
Additional Details on Charges:   Hourly fee arrangement is hardly ever used with the exception of complex estate planning cases AUM: 0-500K 1% 500K-1M .8% 1M-2M .65% 2M-5M .50% 0ver 5M Negotiable



Faqs

  • Do you have a customer satisfaction or refund policy? Yes, there is a right of rescission when you are charged for the actual financial planning/estate planning/retirement income planning documents.
  • What are your qualifications? What is your education background? 37 years in the business, formed our own Registered Investment Advisor in 2008 so that we could be entirely independent. ChFC, Chartered Financial Consultant. CLU, Chartered Life Underwriter & RFC, Registered Financial Consultant. Clemson University & The American College.
  • What is your approach to financial planning? To eliminate taxes and market losses, these are the most egregious roadblocks to a happy retirement.
  • What services do you offer? Almost every financial idea. We are product agnostic, the financial plan supersedes any particular product.
  • How many clients do you currently manage? 115
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Robert Gardner CLU, ChFC®, RFC

Robert Gardner CLU, ChFC®, RFC

Series 63, Series 65, Series 7, Life & Health; Long Term Care; Specify below, Chartered Life Underwriter, Chartered Financial Consultant, Series 6

Bob Gardner, president and founder of WSG Advisors, has been a practicing financial advisor for more than three decades. As president, he focuses his experience and knowledge on comprehensive wealth management for retirees and pre-retirees. With a strong background in financial services and insurance, Bob has extensive knowledge in how money works and, more importantly, how to make it work for his clients.

Since his college days, he has continually worked to further his professional education and business acumen by attending continuing education classes and becoming a Certified Life Underwriter® (CLU®), Chartered Financial Consultant® (ChFC®) and a Registered Financial Consultant (RFC). Bob is committed to helping retirees and pre-retirees live their ideal lives, and as such, has conducted more than 300 seminars and workshops since 1997, as well as more than 4,000 consulting interviews with individuals in or nearing retirement.

Bob is a native South Carolinian, and he and his family have been residents of Hilton Head Island since 2004.

Communities Served

Beaufort Bluffton
Hardeeville Hilton Head Island
Port Royal Ridgeland
Saint Helena Island Savannah
Seabrook Tybee Island